In the Kelowna area getting around isn’t easy. Everyone needs a dependable used vehicle.

If you’ve had financial difficulties in the past, getting your own vehicle can be a challenge - that’s why our credit experts are here. Elite Auto Centre has flexible auto financing options for all income levels and budgets. Even if you have situations in your past that have prevented you from owning a vehicle, we can help.

Our financial experts are pros at getting our valued customers into affordable used car loans in Kelowna - we even offer better interest rates than many of the banks in town with no minimum income!

Elite Auto Centre's Finance Department is your local Kelowna used auto loan and car lease resource. We have an A+ rating from the Better Business Bureau, a testament to our hard work and dedication to finding our clients the perfect vehicle and vehicle financing.

Drive the car you deserve and never worry about being stuck with a negative equity auto agreement or trapped in an unaffordable lease.

Whether you have good credit, bad credit or no existing credit at all, our financial experts can help you get an auto loan that fits within your personal budget. All types of credit, from good to bad, can qualify for an auto loan. Everybody's pre-approved.

We're here to help. Regardless of your credit situation.

No Credit History

Just starting out on your own and need reliable transportation? Students and first-time borrowers can get approved and start driving sooner. Start building your credit score now and get to class faster!

Bankruptcy or Bad Credit

Sometimes life throws you a curveball and your credit takes the hit. If you’ve recently experienced financial difficulties as the result of a recent business closure, missed payments or unemployment and need a second chance on an auto loan, you can get approved with Elite Auto Centre.

Poor or Questionable Credit

Fresh starts aren’t always beneficial to our financial situations but you can turn things around. If you’re recently divorced, going through a separation or experiencing financial instability, your credit score can be questionable. Approval is still within reach!

Canada Leaf

No Credit History

New to Canada and looking for your first vehicle? Transitioning into your new life is easier with reliable transportation and an auto loan is a great way to start building a reputable credit score when you are starting with zero credit.

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No Longer Able to Work

Accidents happen and sometimes those accidents can have a profound affect on your life. If you’re out of work and on Long Term Disability, you need a dependable vehicle to be mobile and live your life. With a consistent monthly income we can likely get you into a reliable used vehicle. Let’s get you driving again.

Find Financing Options

Searching for financing options shouldn’t but a cloud over your shopping experience. Find auto financing in your area with the help of Elite Auto Centre. Our financial services team will help you find an affordable auto loan, hassle free and budget friendly.


Negative Equity

When your car's value dips below your remaining balance you feel like your world is upside down. Our expert financial services team can advise you on how to escape from negative equity situations and get you back in the black.


Lease Busting

Looking to break free from your current car lease? If you are ready for an upgrade but trapped in a multi-year lease agreement, Elite Auto Centre is here to help! Find out more about how you can bust out of your auto lease and get the vehicle you need today.


Ready to get started? Click the button to launch our secure long-form credit application.

Once complete, our finance specialist will be in touch to discuss your options.


Contact Us We're open

1 (888) 625-6547