Credit problems? Have you been turned down for a car loan?  

We can help get you approved for a car loan regardless of your credit history.

At Elite Auto Centre we have experience getting people approved:

  • Write Offs and Closed Accounts
  • No Credit
  • History of Bad Credit
  • Multiple Collections
  • Consumer Proposal
  • Previous Bankruptcy
  • New to Canada with No Credit
  • Previous Repossession
  • Student Loans in Arrears
  • Missed Credit Card and Loan Payments

Don't wait, let's get you driving today!

Credit and auto loans can be stressful topics. No one is perfect and the fact is, bad things can happen to good people. Elite Auto Centre's finance experts are here to help get you driving again. We specialize in securing auto financing for people with credit issues.

Most dealerships rely on your credit history to determine your eligibility towards obtaining a loan or lease, and your past credit history is a good indicator of your intention to pay it back. At Elite Auto Centre, our finance specialists are here to help with any credit situation, from good to bad to none at all.

credit centre kelowna bc

We are committed to finding a credit application that works with your schedule, lifestyle and financial budget so we can get you that much closer to driving the car you love!

Need help with your credit?

Submit a form and one of our credit specialists will be in touch to arrange your best options

Ready to go?

At Elite Auto Centre, we're committed to helping our customers, regardless of their credit ratings, because we understand that all situations are different. We will work with you and for you to make sure you get the car you've been dreaming of!


Students/No Credit History

If you're still in school, or recently graduated, chances are you haven't spent too many years racking up your credit card and building a solid line of credit. But, if you do have a credit card, or have accumulated student loans, these all go towards your future credit score. Having no credit isn't necessarily a bad thing, but dealerships often look into your credit history to determine if you qualify for a loan or lease. With our Student Auto Loan, we can help you start building better credit and get you that much closer to your graduation gift!


Business Owner/Bankruptcy/Bad Credit

Former credit catastrophes don't have to dictate your future lines of credit. At Elite Auto Centre, we recognize that sometimes things don't always go as planned. Bad credit isn't the end of the world and doesn't mean you have to sacrifice a new auto purchase or lease. Our credit specialists are experts at finding lenders who can grant you access to a new car, while planning an affordable monthly payment schedule to help keep you on track, without going into the red.


Newly Divorced/Poor/Questionable Credit

Going through a divorce doesn't always just interfere with your emotions. Sometimes, it can severely disrupt your financial security as well. If you are recently separated from your spouse and had the misfortune of getting locked into an auto lease, don't panic! We can help you start over or rebuild your finances, while setting you up with the knowledge and resources to protect your future line of credit.


New To Canada/No Credit History

Coming to Canada can be overwhelming, from settling into the community and starting a new life. But finding a reliable mode of transportation and managing your credit doesn't have to be! New immigrants have the advantage of building their credit from scratch, similarly to a new student. When you work with one of our credit specialists and a trusted lender, making monthly payments on a new vehicle is so easy!


Long Term Disability

Accidents happen and sometimes those accidents can have a profound affect on your life. If you're out of work and on Long Term Disability, you need a dependable vehicle to be mobile and live your life. With a consistent monthly income we can likely get you into a reliable used vehicle. Let's get you driving again!

Remember, at Elite Auto Centre, we deal with all kinds of credit, from good to bad to none. No situation is too tricky for our dealership. Fill out out credit application, or give us a call at 1-(888) 625-6547 to get started today.


At Elite Auto Centre we are proud to help facilitate car loans for people with bad car credit. Elite Auto Centre is located in Kelowna, British Columbia and also serves Vernon, Penticton, Kamloops, Salmon Arm, Revelstoke, Nelson, Hope, Chilliwack, Abbotsford and surrounding areas.

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